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Ubify Financial Advisory Board
FINANCIAL ANALYSTS & CPA REVIEWERS
About This Tool
The Rehab Cost & Treatment Estimator helps patients and families plan addiction treatment expenses by projecting typical cost ranges across clinical care levels, facility amenities, and insurance structures. Understanding the financial requirements of recovery removes uncertainty so patients can focus on clinical care.
### Treatment Levels & Base Pricing The model evaluates five standardized clinical treatment modalities: - Medical Detoxification: 7-day baseline duration with gross ranges of $3,500 to $8,000. - Inpatient Residential (30-Day): 30-day baseline duration with gross ranges of $14,000 to $32,000. - Inpatient Extended (60-Day): 60-day baseline duration with gross ranges of $26,000 to $58,000. - Intensive Outpatient Program (IOP): 60-day baseline duration with gross ranges of $4,500 to $11,000. - Standard Outpatient Therapy: 90-day baseline duration with gross ranges of $2,000 to $6,000.
### Facility Tiers & Insurance Cost Offsets Selecting an Executive facility applies a 1.75× multiplier to reflect private accommodations, holistic therapies, and personalized chef services. Insurance benefits adjust out-of-pocket liabilities: - Private Health Insurance: Applies a 70% coverage allowance after an estimated $2,500 annual deductible. - Medicare / Medicaid: Applies an 85% coverage allowance after an estimated $1,600 deductible. - Cash / Self-Pay: Reflects 100% patient responsibility with zero coverage offset.
### Worked Numeric Example - Selected Modality: 30-Day Inpatient Residential - Facility Tier: Standard Facility (1.0× multiplier) - Insurance Tier: Private Health Insurance (70% coverage, $2,500 deductible) - Baseline Gross Range: $14,000 to $32,000 - Out-of-Pocket Calculation: - Low End: $2,500 + ($14,000 × 0.30) = $6,700 - High End: $2,500 + ($32,000 × 0.30) = $12,100 - Average Daily Expense: $6,700 / 30 = $223/day
### Private In-Browser Modeling All calculations and treatment tier selections evaluate entirely within your local browser memory. No healthcare inquiries, personal identifiers, or coverage options are transmitted to external servers or logged in commercial lead databases.
How to Use
- 1
Choose your target treatment level from Medical Detox, 30-day or 60-day Inpatient, IOP, or Standard Outpatient.
- 2
Select your insurance payment method (Private Insurance, Medicare, or Cash / Self-Pay).
- 3
Select between Standard and Executive facility service tiers.
- 4
Review the projected gross program range, net out-of-pocket estimate, estimated coverage percentage, and daily cost breakdown.
Frequently Asked Questions
Does this calculator guarantee contracted rates with specific rehabilitation centers?
No. The calculator generates benchmark estimates based on national treatment facility averages. Exact out-of-pocket obligations depend on individual network agreements, in-network status, and specific plan co-insurance terms.
How does the executive tier affect baseline pricing?
Executive facilities introduce a 1.75 multiplier across baseline costs to account for private suites, reduced patient-to-staff ratios, and specialized wellness amenities.
Is my medical or financial information shared with third-party treatment providers?
No. The estimator runs strictly in your local browser runtime with zero remote network requests or tracking scripts.