The Real Estate Seller Net Sheet Calculator estimates net cash proceeds at closing when selling residential property after accounting for debt payoff, brokerage commissions, and closing fees.

### Settlement Deduction Mathematical Model Estimated cash proceeds subtract total selling costs and loan balances from agreed contract sale price: - Brokerage Commissions: Split between listing and buyer agents: $$\text{Commission (\$)} = \text{Contract Sale Price} \times \left(\frac{\text{Commission \%}}{100}\right)$$ - Title, Escrow & Transfer Taxes: Covers title insurance policies, escrow fees, and local deed transfer taxes: $$\text{Title/Closing Fees (\$)} = \text{Contract Sale Price} \times \left(\frac{\text{Closing Fee \%}}{100}\right)$$ - Total Settlement Deductions: $$\text{Total Deductions} = \text{Mortgage Payoff} + \text{Commission} + \text{Title/Closing Fees} + \text{Repair Concessions}$$ - Net Cash in Hand to Seller: $$\text{Net Proceeds} = \text{Contract Sale Price} - \text{Total Deductions}$$

### Worked Numeric Example Consider selling a suburban home: - Contract Sale Price: $450,000 - Outstanding Mortgage Balance: $240,000 - Total Real Estate Commission: 5.5% ($450,000 \times 0.055 = \$24,750$) - Title, Escrow & Deed Transfer Taxes: 1.5% ($450,000 \times 0.015 = \$6,750$) - Agreed Buyer Repair Concessions: $2,500 - Closing Summary: - Total Settlement Deductions: $240,000 + 24,750 + 6,750 + 2,500 = \$274,000$ - Net Cash Proceeds to Seller: $450,000 - 274,000 = \$176,000$

### Client-Side Privacy Protection Property values, mortgage balances, and financial equity details remain strictly private. Calculations evaluate locally inside your web browser without transmitting numbers to external databases.